AOPA Insurance Program

With AOPA's Program, All Your Insurance Works Together
Most claims that are filed against orthotic and prosthetic companies are complicated. Consider this scenario: a customer walks into your office equipped with a device that you fabricated and fitted for him. He trips on the carpet and suffers injuries.

If your customer tripped because your carpet is loose, your general liability insurance coverage should pay his damages. But if the customer tripped because his device malfunctioned, your product liability coverage should pay his damages. Then again, if he tripped because he wasn't sufficiently instructed on how to use his device, your professional liability coverage should pay.

If you buy your coverage from separate carriers, you run the risk of ending up in a situation where general, products, and professional liability carriers are fighting with each other, each carrier trying to make sure the other carrier covers the loss. With AOPA's program, the American International Group Inc. (AIG) takes care of the claim, no matter what the covered loss. There's no finger-pointing. No delays. No arguing between companies. This can make your life infinitely easier in the unlikely event a claim is made against your business!

The Only Business Insurance Plan Endorsed by AOPA
This is the only business insurance program endorsed by AOPA. The plan is administered by Affinity Insurance Services Inc. and underwritten by Aon, with the workers' compensation underwritten by The Hartford.

This is by far the most comprehensive plan available to you. While other carriers offer some of the different coverage options you need to protect yourself, we believe this plan is the only one that provides for all of your specific needs including experienced claims and loss control representatives. And our complete program - designed specifically for orthotic and prosthetic professionals - is very competitively priced.

With the AOPA Insurance Program, The Hartford covers worker's compensation claims, which include any work-related accidents or injuries. This kind of insurance is stuatory, meaning it is required by the state, but wherever work takes you, worker's comp follows. AON and member companies, such as Affinity Insurances Services Inc. now cover what is called "the package," which primarily contains property and liability insurance.

The Experience You Can Count On
Aon Affinity Insurance Services Inc. has over thirty years of experience providing and servicing insurance programs for facilities, suppliers, and manufacturers of orthotic and prosthetic devices. Discover how you can join many of your colleagues in protecting yourself with AOPA's insurance program. 

Call AON's Affinity Insurance Services Inc. at: 1-800-544-AOPA